Hoarders can be difficult to move -- they tend to have personality traits that prevent them from committing to change.  

Are there any other forms that I need to be aware of or any action I must take to prevent any lawsuit?

Both Seller and i would prefer if I address them after closing, but I'm wondering if the issues would prevent a conventional loan from being a possibility:The deck is definitely unsafe and needs to be torn down.There are three moldy ceiling tiles in a storage room that is NOT part of the heated living areaThere is some water damage in one of the basement bedroomsThere is some evidence of some termite damage in one room but appears to be inactive/not extensive.Does this sound like a conventional loan, as-is sale deal killer? 

That will prevent some confusion with your loan officer.

A simple clause saying that "losing party pays all reasonable attorney fees and associated costs" can prevent someone from filing a frivolous lawsuit. 

We have it annually checked and treated for termites now as preventative maintenance and haven't had issues since.Termite damage doesn't have to be a deal breaker, but definitely do your research and take care during your due diligence period.

The reasons why you have bad credit will also prevent you from being successful in real estate.

I'd like to find review info to decide which one to go with and I think it is a worthwhile investment to prevent a catastrophic water situation in a matter of a min or less.

In NY, they passed the "Home Equity Theft Prevention Act".

Should I put something into the lease to prevent me getting stuck with just her?