We limit ceramic/porcelain tile to smaller areas (bathrooms, kitchens, laundry/mud rooms) where we can place radiant heat under the tile - precisely due to the cold factor up here where winter is 5-6 months long.

I have gained inspiration from @Karen Rittenhouse from my area who realized around my age she had to find the right vehicle to become retirement ready.

Long story short, I put one of my vehicles up as collateral, $10,000 @ 2.4%.  

Instead, they should be doing their due diligence before putting any capital into a project (whether an individual property they acquire themselves or into a passive vehicle such as a syndication). 

The bottom line is that this vehicle can be very helpful tool in your overall wealth building strategy. 

Really excited to get into REI, however the one question we can't seem to answer for ourselves is this..Do we pay off current debt first (credit card, vehicles, student loan etc) or do we keep paying our bills and save the extra money we have for a down payment and pay off debt with our generated passive income?

I’ll be in the deal around 100k so I need to figure out the likelihood of getting a zone change before I’m stuck with a lot that all I can do is park a few vehicles on or potentially use for a solar field.

Jocko and Leif say when things go sideways you can say it was because they got in an ambush or they were outnumbered, or they had a vehicle break down or a because a team leader under them did not handle the situation well, so its his fault etc - but in reality, they have learned it was always their responsibility.

In fact, there's a book named precisely that.

Minimize large repairsYou get to specify the precise areas for repair when you work with a maintenance service provider.