Our cash-flow from the previous house/now a rental is enough to cover the increase in our mortgage, so it was a cash-neutral move, but now we have another house in our portfolio gaining value. 

Would you mind sharing the name of the  credit union so we can add it to our lender portfolio?

I'm rather fortunate as my parents have been doing this for about a decade, and have about ~30 homes in the portfolio.

The key now is to continue to grow your portfolio and pay off those properties as fast as you can!

I recommend using a conventional loan or portfolio loan as lower credit scores are more accepted than typical FHA and investment loans.

I recently worked with her on a similar transaction and she and her underwriters were fantastic. https://www.easternbank.com/murphy#They are a portfolio lender with 4.25 rate.Good luck!

However, you are going to make your own decisions and will do whats best for your portfolio and your goals. 

@Sherry AddyI do have a rental in millington and I know it’s the farthest drive in our portfolio You are right on the prIces They have gone up In last three years the value play Is In a fIxer upper nowadays requIrIng 15k rehabsBest of luck in your search

I am meeting with a gentleman this week that has offered to sell his portfolio of 28 single family houses for $100,000 down and pay off in 15 years for $3.5 mIllIon.

@Caleb HeimsothI meant my age lolI have a portfolio of twenty sfr and a six unit apt bldg.