Navigating the mortgage landscape can be complex, but I am dedicated to making the process as smooth as possible for you.Looking forward to connecting with agents and investors sharing some of the experiences we face in the industry on a regular basis!

Could someone please advise an actionable step or game plan I can follow to tap into my equity correctly (if that makes sense here) whether that's HELOC, Cash-Out or another strategy?

Most people who buy 2+1 and think they can use the third and get busted on that, end up renting the bonus unit to the top or bottom unit as extra space, but that is a loss on what would be unit rent by more than half.

I host a podcast where I break down all of the investment zip codes in Memphis based on my personal investment experience and pricing numbers from Chandler Reports.

The podcasts are a great source of information but lean on these forums whenever you have questions.

They had cleared it, put some gravel in of some sort, fenced it with barbed wire on top, manual gate on tracks and flood lights in the corners.

Use a non-abrasive scrubber or dish soap to clean the cooktop, and consider using a scraper for any stubborn, burnt-on stains—just be careful to avoid scratching the surface.

Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

Depending on these regulations, you might need to maintain a means of exit from the basement unit, such as a separate entrance to the outside, or ensure that the stairs remain accessible but secure.

Good luck on your journey.