THESE “NON-EXCHANGE EXPENSES” INCLUDE: Mortgage points and assumption fees Credit reports Lender’s title insurance Prorated mortgage insurance Loan fees and loan application fees OTHER “NON-EXCHANGE EXPENSES” CAN INCLUDE: Property taxes Utility charges Association fees Hazard insurance Credits for lease deposits Prepaid rents and security deposits These rough guidelines do not address every potential cost.

Plan on having your application returned for revisions 2 or 3 times, it usually took us a minimum of 6 months work to get finally get into the public hearing queue.

I have our written rental criteria and applications available at the time of viewing.

My only concern is that they denied to sign on the lease as a guarantor and said that they will give me Payment Commitment letter, not sure what exactly it means.also, I ran credit-background on applicants and their credit is not so good so just wanted to make sure I am not getting into any complications....in your case, did they sign as guarantor or how did you make sure that you will get paid on time??? 

I received access to my Appfolio account, so I can see my building account, the applicants, status of all of that, etc. 

Bottom line, might ask your attorney, I suggest that no one gets the idea of reselling utilities for a profit off of forums based on someone doing so or their idea of what laws may be applicable. :)     

Construction projects, which have a finite beginning and end, are a good application.

RE is a science, not a game, not a series of steps, not a mechanical process, it is a science that includes the artful manipulation of applicable elements, rues and laws just as any other science is practiced or applied to arrive at a solution or end result.

I understand the need to have an application that works on all of your devices, just not sure if getting Office 365 is the best bang for your buck.

So, if I understand this correctly, when you filled out the form (like http://www.trustetc.com/applications/App_trad-roth.pdf), you checked the "Traditional" box under the Account Type You Are Applying For, and they switched it to a Roth anyway?