Think A-frames and chalets over the regular ranch stye homes.

The steps, licensing, regulations and everything are much much higher on option 1, however obviously would add a larger target market

The VA's guidelines do require the buyer assuming the VA loan to occupy the home as their primary residence when the assumption is processed.

A few years back we had a huge fire in our area, and it burned hundreds of homes.

Pulling of your money out is considered a home run as this market is on a massive growth trend, but you can get base hits all day here in Columbus. 

If you already done so, it may not seem to do anything but it provides the foundation that you didn’t want this person at the home and helps removes doubt.- Who pays the utilities?

According to our understanding of the VA home loan guidelines, a property can be up to 4 units, and mix use is allowed so long as the property will be the buyer’s primary residence and the the commercial use is subordinate to the residential use comprising no more than 25% of the property space.

DSCR home loan is the way to go on this one.

Kinda like running from the snatch man and he catches up with you in some remote town 600 miles away from home on a Sunday evening .

The VA home loan needs to be for your primary residence.