That's a wonderful gift you're giving yourself.You can quickly cut expenses down to the bone and only eat dried ramen and drink coffee from ground you've run water through three times.

I’ve had the same triplex for almost 4 years (gifted from my dad AND no mortgage) and I had no clue as to what to do to grow my portfolio (besides saving the old fashioned way) until I found BP a couple months ago.

One thing to note is that- Another time a mortgage can be called is if the individual buys the property in their personal name and then “gifts” it to their own LLC.

My family has done nothing with that gift for generations, so it stops with me. 

Home Depot gift card if you want to help out. 

Sounds like you at best made an unsecured loan, but sounds more like a "gift" because there is no promise to pay in writing AKA promissory note.I tell people to read what's in this next link for a more formal and proper way to lend privately:https://www.biggerpockets.com/forums/49/topics/555...

Why would a company rent conference rooms, provide meals and gifts to absolute strangers for free? 

I begged him to take a consultation fee , he frowned when I sent him gift cards and told to STOP - Even now I feel guilty to waste his time . 4.

Given that it's the stove and dishwasher that are at issue, perhaps a gift card to a local restaurant would make sense?

Even if you go to the local NMLS site to look them up, there's no way you would know they are fraudulent if he is up to date with his membership dues etc.Its sad how intricate these folks with dubious intents are in plotting their game..Thanks for the counsel.