Can anyone tell me if this is standard practice?

Pay the bill and bill the tenant, it is a violation of a standard NC lease for the tenant to hire a contractor to perform a service to the premises without your knowledge or permission.

Home Depot has a sale twice a year for free installation Berber carpet generally holds up better than standard carpetAnother thing to consider is that carpet install time is generally far faster than the vinyl flooring.

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I'm Canadian and I invest in international real estate but I currently only invest in US through REITs.

.- Be cautious of Wholesale "estimates" Wholesalers are bound by no ethical standards other than their own, and obviously want to make the numbers look great.

Once you run the numbers and see it would be a poor investment, see what would need to happen in order for it to be a good deal by your standards.

I think the short answer is, there are a lot of lenders out there so it's worth shopping around.I'd consider talking to a mortgage broker instead of to a bank directly, as mortgage brokers are aware of multiple loan programs from different institutions, so hopefully one will be able to fit your situation.On your general question about one full time job vs. two part time jobs, as a general rule the more you fit into the "standard box" (look like most other loan applicants), the better.So while I definitely wouldn't say you're out of luck - I think there's a lot of money out there chasing borrowers these days - your options will definitely be more limited the more you stray from the "single full time job you've held for a few years, or at least in the same industry" model. 

.- internal water pipes in the basement were split downstream of the water meter and 2nd hot water heater was added.If you have any more questions let me know.

If you sell the property under two years you're subject to a higher tax rate in Colombia, 33% from memory, as opposed to the standard 10% capital gains rate.