Looking for some reputable insurance providers for my properties in Montgomery AL, please send any referrals and your experience with them.

Here are the detailsOriginal Note:  $48,500, 8% interest, 30 years, secured by first lien on $70k property, typical note terms.Date: 12/9/2009Current Value:  $41,505Payments:  $505.88/month includes $120/month escrow for insurance and property taxes, No payment missed, 3 payments late but not by more than 30 days.Escrow:  -$800 now but payment will be increased for negative balance and increased taxes/insurance.My guess is its worth $55,340 valued at 6%

I look forward to making connections and if you have deals, or want to hunt deals for my firm, I'd love to hear from you. 

Average rental is $1,295/mo and monthly tax/insurance is $110.

Here are the numbers:Appraised Value $80,000.00Loan Amount: $60,000.00Monthly P&I: $490.25Interest Rate: 5.5%Amortized Over: 15 yearsVacancy $43.75 (5%) Repairs $87.50 (10%)Insurance $61.25 (7%) Management $61.25 (7%)P&I $490.25 (56%) Property Taxes $61.25 (7%)Total $813.75 (93%)Thanks,JT

If you have a worker, you need a workman’s comp insurance.

If you win the final bid, the legal firm handling the sale will start bugging you to close asap.

In about 2 years I’ll buy in a third market which will be Little Rock.On top of the taxes you also get hail damage a lot which makes your insurance higher.I can buy a newly renovated home in Little Rock for 70k.

I started with a couple stocks and now work full time and have a Roth IRA, Roth 401k and working on life insurance.

At the very least your insurance company could help with legal council if an issue were to arise.