I've been out of the game for a while but I'm back.

This has a lot people in and out of the industry worried.

Line up some private investors, or some of the few people still in the subprime game, or investor groups like ours who base funding off of property value, and down payment instead of credit score.

Think 19th century Chicago swallowing up the prairies and birthing the biggest and best meatpacking industries, lumber yards, skyscrapers, public transportation system, department store businesses and futures trading.

In my experience PMs are not as diligent as you will be, ever, because they don't have real skin in the game.

If you're using a postcard 15,000 other investors are using, you can pretty well pitch the idea that you're being unique out the window.If you can't write a provocative, compelling postcard of your own, you should find someone who can.Direct mail is a multibillion dollar a year industry, and your postcard has to compete for the attention of the homeowner.

It's a huge challenge and the projects will take awhile, but it's a fun game to play!

With all the cracking down TO COME in the mortgage industry the last thing you want to be doing is any type of fraud!

But I can tell you one thing, they are coming after any asset you have....They are looking for you to get some "skin in the game".Then again, she could just be saying that to keep the money coming inYou got that right.

I have worked in the financial industry of many years one of whom was a credit card provider.