I personally feel about 90% of the market is due for a major correction but I agree that these have a great chance of being at the forefront of that correction.

I suggest using their service as well so they don’t feel used at least for a project.

Feeling fear is always part of the process when you're purchasing likely the biggest asset of your life. 

I’m planning to update and repaint, maybe increase rent on one side to 3000-3100 while I live in another unit and replenish to legalize garage space.Monthly payment: $7033. landlord pays for water, everything else is separate.It just feels very tight in the beginning before getting ADU gets legalized. 

Feel free to reach out if you need assistance. 

That's odd to me that your agent feels like he is totally out of the transaction.

You'll find a lot of helpful information here and as it relates to financing - please feel free to reach out, I'm happy to assist. 

You will still have to write a check to the IRS next April as you will come short of the total tax due, but without penalties.Now, if you want to avoid having to write a check to the IRS next April, you have at least two options:A. prepay the expected tax from your paychecksB. implement one of the tax strategies that delay this taxBoth options require professional assistance. 

Feel free to reach out with any questions!

Feel free to reach out.