Also, you don't have to have the 6 month amount right up front, typically I work to get to that point then start drawing excess once the account hits the amount.

They will do some pre-marketing off the mls to see if they can draw their own buyer.

You can name each "lender" in several ways, separate notes, a note assigning different parts of principal, they can both hold a divided or undivided interest, divided is probably better after a divorce.

I own another business where I am the main draw of the business so I need to make sure I can cover 100% of the income I make from that business and then some. 

As long as anyone is just dividing NOI (correct or not) by some asking, guesstimated, hoped for price then you have NOT created a cap rate.  

I'm in search of an attorney to draw up the paperwork and so far it seems the prices for doing this are all over the board.  

I would like an opinion on how to draw up a partnership and how to split profits/income.  

But of course, many Cash-only Contracts are closed with "other peoples money", so have indeed needed financing (eg. utilizing an already-approved re-draw facility).

Of course I don't know the size of the space you'd be looking to cover with the HW/Laminate, but if you decide to go the pro installation route, you should be able to find someone that will charge you on a per SF basis for the install, and then additional for the thresholds (room dividers like between the tile and laminate). 

But there are other areas that seem to be drawing more attention, most of which are already pretty nice: All over Orange County.