There are tons available, usually free to the Landlord, and it's just a matter of trying several and determining which one you prefer.

I have also seen LL with one meter bill tenants based on percentage - I guess I do that in one of mine too (3/1 house with 1/1 mother-in-law apartment: 3/1 pays 75% and I pay 1/1 25% and include internet for 3/1 if they cover 1/2 bill).

You need to do some research on property managers for the properties to determine if it is a good fit.Short answers.

I determined after a quick deed search that the bank did own the property and the mailings and phone calls I made would have never helped. 

With State Farm, if you choose to lower the coverage to less than 80% of the determined replacement cost, your policy will switch over to ACV (actual cash value - aka depreciated value)in summary, just go find an insurance agent you can trust and make sure you give them very detailed info about the property so that you have an accurate replacement value. then you can make your decision on how much coverage you want from there. 

At a 98K price, we have determined it would not be profitable based on the fact that costs to remove lead, demo, level the ground, and build the duplex would be around 260K+.The seller bought the property as a burnout for 43K and we are considering negotiating on the sale price.

Ever.A quick way to determine the alphabet class of a property is to look at median home prices for the area. 

Do you guys have any other criteria after that that helps you determine it is a good deal?

@Dean SmithIn determining whether short term real estate rental income is treated as business income, here are general considerations (of course you will want to review your specific situation with your tax advisor): The average period of customer use is 7 days or less.The average period of customer use is 30 days or less and significant personal services are provided with the rental.

So, we began to research.The Research:  Oh, the internet.