Hi Kevin,I could be wrong, but I thought you could only complete the 40 hours in person, at a Massachusetts Approved Real Estate School.To My knowledge, only the 12 hour continuing education requirement can be completed online, but still must be a Mass approved RE school.

If the rentals get badly looked after by the tenants then there is extra work for their firm with the rehabbing to get the properties rent ready ; I have had continued 100% problems with all my tenants with this, and the profits have vanished.

All that having been said, you might be able to negotiate a better rate if you discuss with them ahead of time what the plan is and continue to use them for your investing.

(b) A late fee under this section may include an initial fee and a daily fee for each day the rent continues to remain unpaid.

The time period is extended as you continue to buy and sell properties in this group, until you sell the last one.

Over the years I've made some bad decisions and guess still making em, I.e. investing in stocks, over the board lifestyle, kids going to private schools, big house, expensive cars etc.I just turned 40 and all of sudden I realized that I don't have significant savings, what if something goes wrong and I cannot continue working or suffer a huge loss.I had to set a goal for myself and my goal is to earn atleast $25K/month passive Income in next 4-5 years.

I hope you continue to weigh in on legal and other posts.

Of course, as time goes on and you continue doing a good job of feeding that mouth, your score will return to its former level if not go even higher.

Don't be too shy on securing more if you can continue to get those types of numbers.

Similar visibility through other credible channels would cost many times as much.Of course some people will be disappointed, but in order for us to continue forward, this is a necessary step.