You don't want a person living in a place with that in the basement.

@Yousuf KaleemI used to live in Davis and now in the Tahoe Reno, NV market.

I'd like to purchase a 2, 3, or 4-plex and live in one of the units and rent out the others as my best way to get into this crazy bay area market. 

I need to make the seller comfortable, answer their questions, provide all the information, and get them to the title company.

I know insurance has its place, but i feel more comfortable having a LLC as protection, especially if I’m building to 100 units. 

I was telling my brother this, but this era of harsher rates, less liquidity is going to make Americans a lot more diligent with who they live with, work for, how money,  works. etc.

Sarah,Almost forgot to mention a BiggerPockets featured book: "Lend to Live" by Beth Pinkley Johnson and Alexandria Breshears. 

I know the whole mentoring space is full of charlatans and "those who can't, teach," but I've done my due diligence and this outfit has legitimate results, so I'm comfortable moving ahead.What I'm struggling with is if I actually want to own or be responsible for a large apartment complex.

The problem with that is two-fold: first there are likely existing assets that are not replaced that qualify for shorter asset lives so you're leaving money on the table, and second you have no cost basis for the removed assets replaced in the remodel as they're intertwined with the initial building cost basis so you'd technically still be depreciating retired assets which is tax fraud. 

Of course since we’d be living in 1 side that would get cut in half but that’s fine.