In general everyone is saturated online now…imagine how many spam emails, hovering ads, etc. you see when you are online or checking your mail.What works now is inbound marketing…you need to put out the best content on the web and rank highly for your field and chosen keywords.

@Tony Gunter i understand but maybe for me i believe that appreciation is kind of gamble because it will be affected by a lot of factors while cash on cash is kind of solid.

In theory, PMI shouldn't be necessary if the underwriters gamble on the right applicants.Of course things happen.  

He is a dear friend and although very unintelligent with financials has actively chosen to screw me over putting me in a position where i cannot get another tenant for at least a month. 2.

Each year going forward will have loan paydown and factor in the increased expenses/income assumptions chosen on inputs tab.

I used to gamble and was pretty good at it, especially blackjack  / 21. 

If you have chosen not to work with one and you do not use real estate agents, do you review all the legalities yourself?

When your chosen lender has an appraisal done on the property, you will get a comparative rent schedule for the other units. 

In every project someone is taking a gamble.

Of course, you can never wait until you have everything, but it seems like there is significantly less one has to work with before starting real estate investing, making one's attempt feel more like a gamble than a calculated risk....Or is there?