It is basically the middle of a city block with driveway access, no real reason to build on it (no one is building in that area).

For the "TL:DR" crowd (not sure if that exists on this forum), I'm basically trying to find out what the minimum requirements to be an "owner-occupant" are.

Hi Brian,Not an appraiser but generally they are looking at heated and cooled livable space.

I find it helps alot when you understand the basic.

In most areas most techniques will probably fly, basically, but here's the issue.Even if some site gives you access to a state approved attorney, just being state approved doesn't really give you insight to what some county judge might say, for that you need a local attorney.

Bob Lowry The 2% "rule" is based around a 25-50K house and like Jon said assumes a 6% interest rate, so obviously as you start messing with the basic concept it becomes skewed and doesn't effectively work anymore.

Hi All, My first post and a newbie but here goes.Quick summary of home: Bay Area home 3bd/2bth Eikler style home with radiant floor heat built in 1955.

Basically the PM made a difficult tenant situation even worse, then left me holding the bag once it got too sticky.

This is just a basic run down.

Marc is right.You will basically be caught above any SS that might be accomplished or proceeds less holding costs from foreclosure.