For this reason it should not play a big part in the decision making process.The question you want to ask is if you have a partial loss, range of $100k-$300k, what % of that claim do you want the insurance company to pay and what % are you willing to pay or have reserves for?  

I took @Dave Meyer's awesome data and played around with it a bit.

This is meant to articulate that over time, the market averages out and drives a solid return and for that reason, you need to have the ability to stay in the market after a large drop.This is where the benefit of diversifying, especially in real estate, comes into play.

We (landlords/investors) should not be playing a part of relief for people (citizens).

I am going to play this by ear.

Any other strategies anyone has been playing with to weather this pandemic?

I also think it may be a bit longer than a few weeks so I am curious to see how it all plays out.

I think the stock market is good if you know how to play it same as real estate but different asset classes.

If they ever consider playing hardball you've already lost the battle, so it's time to be flexible and generous and amicable, for your own sake as well as theirs.

Obviously, not helpful now that we are in it, but I think when things are going well the risks of C and D properties are played down.