There are many items that come up where the property is visited in escrow...inspections, estimates for repairs, appraisals and my clients needing some information about their large purchase would most definitely warrant another visit. 

Appraised at 185,000 a year ago, and with this current market could be at 200,000 now!

Appraised at 185,000 a year ago, and with this current market could be at 200,000 now!

Current loans about $190k each, current appraised as-is value about $825k each, current rate 4.5%- I do not have w2 income and cannot qualify for a FMae/FMac loan- Each building need about $50k in maintenance/upgrades which would allow me to increase rents about 40%- My goals are cash-flow cash-flow and cash-flow; longer-term equity is also a goalI have the ability to re-finance with the following (these are details for one of the buildings...I assume i could do the same on the other as well):- 30 year fixed, 4%, $400k total loan amount (I could go higher but am concerned about the higher monthly payment eating into my cash-flow....not sure if I am being short-sighted on this??)

Also permits, inspection, appraisal fees etc.

I was also able to work with a great mentor that guided me through the entire process and even certain setbacks like an appraisal tidewater, VA loan speak for a home that didn't appraise for the contract price.

I have equity in my home roughly 80 000$ won't know exactly until I get an appraisal but after doing some research of sales in the neibhorhood I've come up with a value of 240000- 250000$. do I sell the house and by something else or do I keep 20% equity in the home and refinance for a down payment?

I’m wondering if the bank would even go for it if it appraised at a much higher price? 

refinanced the property at 70% for $310,000 the appraisal came back at 430k.

Values in my area have gone up significantly and I'm curious if getting them re-appraised would allow me to depreciate more money over the next 27 years.The duplex I live in is worth atleast $300k now ($100k increase) and identical duplexes as my new one are being sold by my builder right now for $360k ($85k increase).