Statute of limitations doesn't come into play until a period of years AFTER the maturity date of the loan(s).

This way the mortgage is being paid down for you AND you can make a play at the appreciation you seem very sure of.

Guy is playing a game of chess.

@ Jill PetersonI suggest having an applicant scorecard so that you can review candidates on a level playing field. 

Playing with my numbers, I hope to get a 3rd SFR in about a year.

if you insurance business is being reported on Schedule C (not in a S-Corp or LLC) this will not however reduce the self-employment taxes you have to pay on the insurance income.A Cost seg is really a play on the time value of money, depending on your goals with the property it may or may not make sense. 

SFR's are great if you can make an equity play which you can eventually leverage.

Will the home be titled in your name and the seller is essentially playing the lender and holding the note?

finally after almost 6 months in getting my credit scores up to par...I have a little cash saved, andnow it seems I keep running into sellers that are playing games...ie List for 62.5 k...then when I madean offer of 60k...she countered with 64.5k...getting frustrated with trying to negociate buying...thisis not the first time....its happening over and over again since January with varius properties and differentrealtors...any advice?

And there is no way to fix that in a short online reply, sorry.