If you go the SFR route and are going to be taking a conventional residential owner-occupancy mortgage, entering with a partner isn't out of the question, but it will come with complications.

I selected other since it was owner occupant financing, but I should have probably selected the option with personal guarantee. 

However this can only be enforced where a dwelling has independent means of egress (not shared with other occupants).

You wait until the property is empty, spruce it up and then sell to an owner occupied buyer.Trying to mix the two strategies will not work, showing tenant occupied properties to owner occupants is a disaster.

They are talking about removing the occupancy requirement, but I'm not sure that will happen.  

In my market I know of only 1 lender who will do it for an owner occupant, and 1 other lender who will do it for an investor.

We have occupancy rules in the lease, along with a clear no smoking policy for tenants and guests.

If you look at the data, in fact, you will see that the percentage of owner occupants vs renters in these neighborhoods is MUCH higher than in the lower end neighborhoods.When people rent, they tend to be willing to sacrifice a bit more on neighborhood to save money because it is more temporary, or they're forced to live somewhere because they've been priced out of the nice area as you've mentioned and they aren't financially stable enough to buy no matter how much cheaper it is than renting in those hoods, and these will be your tenants in those hoods.

Seal off any entry points.I highly doubt it came with the tenant - this isn't a 1/8" cockroach.Also, don't consider the rent in this - you should have rented it broom-clean and free of infestation irregardless of what you charge compared to the market.If it got in in that one month, find out how, seal it up to prevent others, and kill the occupants (the rats, not your tenants).As far as the timing of their complaint vs. response- yes they are unreasonable, and now they can eat the cost of THEIR exterminator.

Totaling $86,450 if at 100% occupancy.  75% of the guests are return from year to year.During the other 9 months of the year the resort is rented out to mainly local college kids.