I can't imagine leaving CA because of all the lifestyle benefits it brings me, so I just make the expenses work.

I'm in a medium expensive market with a family and I 'househack'Not all househacks involve having a roommate or bachelor lifestyle in some plex. 

Pay check to pay check life style is a choice. 

I love it and it fits well with my lifestyle and I like the fact I can run my business any where in the world, automate it, scale it and keep growing my passive income in real estate without the typical headaches of rentals, etc.  

Owner occupied loans mean you have employment or income in that location and your lifestyle has to make sense.

I found it difficult to rent to people older than me but still in the college lifestyle.

You want the investment to fit your lifestyle, you do not want the investment to dictate your lifestyle.

I am totally new to this lifestyle but when i was considering buying a single family home I thought "why not have someone help pay the mortgage and minimize the costs of home ownership" by doing a owner/occupied setup (while the unit is not vacant anyways which I know a 10% vacancy rate at least needs to be factored in).

Depending on your goals and your lifestyle either way a PM Co for full service (we usually charge 20% but it can vary) or do it yourself!

of all people is going crazy over the fees charged for mutual funds and all of there derivatives https://www.tonyrobbins.com/wealth-lifestyle/how-m...http://www.forbes.com/2011/04/04/real-cost-mutual-...personally:I use one WL for a bank to buy real estate notes and pay off bills and shatter my OC home interest to turn a 30 mort into 5 years paid in fullI use the other WL & IUL for Max cash Value for income for life  so when I am 65 I should have over 1 million in cash value that if I wanted to could pull out all at once on my 65 birthday(or at anytime)  for free!