Take for example 2 hones with identical size and bed/bath counts.

Criminals use it to steal your identity.

Here's what we do:1) Get full credit report to review for evictions and convictions, also major collection/chargeoff that could turn into garnishment and negatively affect their ability to pay rent2) Verification of Rent is most important!

If the tax assessed owner died, it can be tricky figuring out the identity of the legal heirs.3.

Your criteria should be set for all applicants.. what you require for verification from one should be for all.

The verification letters you get when raising are only valid for 90 days, which is fine for your offering. 

(That person will have to present documents for the mortgage verification.)

It sounds like the son has given enough to verify his income but, I would double check verification of employment by simply just calling his supervisor from his work and telling them that you are a local landlord verifying an application for your rental.

Was it identity theft?

The other thing that they do niche is they don't require ownership of primary residence; they don't verify other property ownership; they will consider AirBnb/STR, their seasoning is really light, and they don't source/season reserves (real time verification).