It's hard to stand out.There are some owner-occupied segments with people who share motivating factors for selling their home.Seniors with Long-time Ownership: often ready to downsize or transition to assistance.Homeowners with Low Financial Stability Scores (FSS): Struggling financially and likely ready to cash in on their asset.Both these categories have additional advantages in that they probably don’t haven’t been updated and may have deferred maintenance.

But now have no major debt, student loans are in good standing.

I strongly advise against fraud in general, in this case it's not even you that would stand to benefit from the fraud.FYI: Once you get your pay raise or switch to consistently working 40 hours per week, that income can be 'counted' right away.

Short Story On a late Saturday I was standing in my driveway when I got a notification email for a listing for sale which was 101 S.

I like to send property to lenders along with all my information to see where I stand.

On the commercial side we do 3-4% of rents (not apartment buildings, but office, retail, free standing, etc). 

With the rains this past week, I was able to identify where there was standing water for an hour or so after the storm passed, so I suspect the grading of the sidewalk running along the house is the main source of the problem.Does anyone have a recommendation for someone that can address our drainage/moisture issues, and ideally also do whatever treating is necessary on the interior?

In the future I’ll try to stand my ground depending on the issue or request.

This likely stands true for all reverse mortgages but not 100% sure if it's the same for a jumbo reverse not serviced by HUD. 

Good strategy for real life (RL) however lenders, atleast with respect to conventional agency (fannie/freddie/ginnae mae) will not be able to use rental income from non legal units on a 1 unit property in 99% of cases (some limited ones for extenuating circumstances or caretaker who lives with you to take care of you).In real life you're getting income and yes this is awesome and it helps to cover the payment but from a qualification stand point we'll only be able to use 75% of gross rents if there are legal units.