. , It appears I need to start establishing my business entity so I do not damage my personal credit.

I also have established relationships with local banks and know their terms and requirements well.

@Bob MaleckiYou can't use Roth IRA distributions to fund a Solo 401k. 401k can be funded in one of two ways:1) Rollover from another qualified retirement plan (except Roth IRA)2) New contributions In order to establish a Solo 401k plan you need to own a small business without full time employees or be self-employed.

I hope to establish some long-lasting and highly profitable relationships with my fellow BPers and hope to connect with you guys soon.

If you are going to be making deals, it's important that you be as knowledgable and confident as possible when dealing with established professionals in this or any business.

Looking for a well established company with good reviews.  

This may be a route to go till you get established.

While this isn't for everyone, I assumed from reading your post that you  would be a candidate for an attorney w/ that manages Trust accounts (Accounts established on client's behalf & managed locally by the attorney.)  

The toughest part for you will be establishing the 2 years of stable income for the underwriter considering so much of a personal trainers income is variable.

In most jurisdictions, once a person has established residency, they will be considered your tenants and will have equal tenant rights of tenancy, whether or not their name is on the rental agreement and whether or not they were the original tenant.