Hahahah I should maybe just call ESS and say “JUST TELL ME WHAT TO BUY FOR MY TECHNOLOGICAL ABILITIES!”

Keep in mind the reason why it’s usually denied is because a lot of investors buy a bigger lot to in fact build more "investment" rentals on the other lots, but say it’s going to be a "new primary home" to get the higher LTV/LTC to build.If you’re willing to put 15% to 20% down you will not have that problem but if you’re looking for a 10% down or less it’s going to be a very "Hard sell" to the underwriter.

I did the house hack route, about to buy my 3rd now. 

The exception would be if this was already permitted for STR - short term rentals VRBO then it might be worth it based on location.If you just want to buy a home and have a unit to help cover the mortgage I would still insist on lower price point or NO HOA to help get the total mortgage down so that the other unit covers 50% of the overall payment.  

You could get them on MLS (I don't believe real investor will buy it from you, because they probably have REA they work with, access to Zillow, Redfin and etc., just doesn't make sense to pay you extra fee to get what is already blasted there for ALL to see).

I’m looking to buy a multi family property in Chicago, more specific in East Garfield Park 60624.

But what if you purchase with alternate financing (sub to, assumable (look at VA but requires OO), owner financing, etc) and only did buy, rehab, rent, and repeat (one less R - more precisely not a refi but maybe use 2nd or heloc)?

Investment Info:Condo buy & hold investment.

For example, if you are pre-approved for a $200K purchase, then you know that you can't buy in Nashville.

@Erik Estrada right now Amex got me at a special rate of 9.99% I’m talking to my lender right now on qualifying to get a loan to buy the property