Many lenders view a duplex loan as being riskier than a single-family house, so it helps to shop around for reasonable terms and interest rates.Property taxes.

Most love to talk shop, and you can benefit.

@Mike Rosso, @Mike Robb @Amy Hu, @Cody L. and all the people that have called me for advice and to talk shop weekdays 3:15-6:15, ever since I was featured on BP Podcast 238 and now that I was featured in Brandon and Josh's newest book pgs 25-26, published Oct 29th and sold at BiggerPockets.  

Arequipa has changed so much in the 8 years I have been going down there. 3 big American looking shopping malls and high rises everywhere.

I also find that applicants who shop for places to live TWO MONTHS before they need to are generally the very responsible type. 

The FHA rate is not necessarily lower, you'll have to shop around.

Perhaps I need to shop around, my lender told me 20% on a fourplex...

Given the time of year and that the big box stores, and patio/pool shops are likely clearing out their outdoor furniture - perhaps you could strike a deal with one of them?

Article in the paper of the weekend that Hailburton is importing 1000 workers from California because there are not enough bodies to fill jobs.

His shop was recently broken into by a sub that felt he deserved to be paid but did not finish the work properly.