They are required to charge this by the insurance commission.

I’ve also used Bank of Internet, they’re a little slower,  But if you get a Costco premium membership for the discount their rates and charges are quite reasonable. 

I also think it would be a good idea to charge more monthly for adding an occupant.

As to why you would be charged a higher rate for a smaller loan amount seems odd to me?

In the instant situation I would be interested to see whether the title company's "approved" list of notaries happened to be staff on hand who make a few extra hundred $ for the title company.it drives me nuts when I close deals and the vendors want to use OSS out of FLA.. they want a mobile notary.. well they also want to charge me for said mobile notary..

Every where I turn, someone is charging at least $2K for a mentor and to have access to videos, etc. 

We did find a neighboring AC guy to come look at it tonight for $85, but I’m thinking that one hour AC type places charges $200-300 for after hours calls?

Actually, these properties don't come up too often so there's practically no comps.They are cash cows and the owners know it so they charge a lot more then the house would typically be worth. 

They should not charge you any fees unless you actually close a deal with them.

I charge extra for people to watch me3.