When addressing the loan costs there will be a few items to cover but it depends on lender/loan type.

Lay out the issue, lay out the solve and delegate the action items to your team- whether it's your RE team or corporate world team or family. - Even though I feel like yelling and punching some folks at times, I know sweet is better than sour. - Bottom line - as I approach 40, I deal with life and obstacles as if I have no time for BS (I don't).

I know there's a lot of grey areas for real estate agents when it comes to doing non-traditional real estate deals.

Does your model not include amounts for the above items?

I plan to network to find a lender in my area who will sit down with me and discuss the items you shared with me.

Our plan is for her NOT to become a traditional real estate agent long term, but in order to generate some income to invest she will be playing that role short term.

@Devin Mann give them an Item of Value.

In general, do landlords of single-family homes pre-emptively make major repairs as items get close to the end of their expected life?

The reason is lots of investors try all kinds of wacky things to get a deal closed versus the more traditional real estate of buying and selling residential homes in a normal home seller / home buyer capacity. 

Realtor in Chicago who had to pick up a project that got 7/8ths done by a fellow BP member that I funded... made sure all remaining items got passed... met with inspectors and rehabbers since I am in Chicago... very on top of the escrow process and very detailed I will be giving him more business.3.