Couple of options:a) You want to keep having the same loan amount payment: You can refinance the loan amount due at the end of year 7 with another 25 year amortization loan at a 6.75% interest rateb) You want to keep the same CF per month that you are netting today: If rates are at 6.75%, you can probably either refinance the amount due at the end of year 7 with a lower amortization period than in point a (your rents are higher) or pull out some equity out at a rate of 6.75%.c) If rates are lower than 6.75%, you have even more or better options.

They sarted last week and inspector signed of today.

Can you give details about the situation today ?

Fast forward about 2 weeks and their temp housing rep contacted me asking to go month to month for less than the agreed upon rental rate. 

Planning on making an offer today or tomorrow. 

Neighbors cannot state that they were caught by surprise or that you are trying to pull a fast one over them.4.

In todays environment the risk is no longer mitigated by those rapid equity building factors, the strategy turns investors into gamblers.

It's a long read, but gives the story of how we used our VA loans from 2002 until present to buy and hold single family residence investment property.BLUF:  Today we have $13800+ $16800 + $16800 = $47,400 gross annual rental income but minimal monthly cashflow with mortgage and property management.

I spoke with my lender today and she confirmed. 

I have a couple later today that I'm heading out to deal with after last night's horrendous wind.