By the last year of our marriage, we had sold our vacation home at a $100,000 loss, lost our primary residence in a short sale, and moved to successively smaller rental homes.

The success or failure of your flip will have very little to do with your design decisions.

The application to use, which will always be successful, is the L9 (tenant pays landlord filing fee).

I have tried with two smaller lenders(National Bank of Arizona and OneAZ Credit Union) and they have both dragged it out for several months before deciding they wouldn't do the loan for what I perceived to be fairly silly reasons(Management didn't like that the tenant had only been in for 1 year, Management didn't like that the structure used to be a residence, management didn't like that 3 years ago I took a loss in a completely unrelated business etc.)I am hoping that someone out there has had some success purchasing or refinancing commercial property like this in AZ and can put me in touch with someone who actually completes deals like this.

Looking for a few generous members on here who have had success in real estate and are willing to answer a few questions over the phone.

Thanks to both for the responses and great success!

Hey Kayla,Congratulations on your successes. 

They just want healthy, cashflowing properties with no headaches and will probably never do a value-add deal themselves but love to buy successful ones.

Also my posts show how cray successful I am.. honestly though...

Good luck and I know you will have great success with this in the forums!