Throwing this question out for my fellow BPers to get some feedback.  

Real personalized mail is so rare these days that it actually gets read.  

If you read the Bible, you know that we are warned that Usury is a Sin.

For the most part after reading quite a bit of forum post, listening to Podcasts, reading blog post, and a few articles I'm familiar with the process.

Thanks for your feedback.

Want to get feedback from the group.Here are the community statsMetro pop 280,000, up 12%since 2000, up 25% since 1990Unemployment 4.8%Median family income $53,000Median home price $101,00022 lots, 19 tenants, no POHAvg rent is $197, avg market rent $214 Rent includes city water, private septic, trash, lawnEstimated expenses are 49%I got a quote to sub-meter and requesting a $10,000 credit at closing so I can get that done when I purchase.

Think of this from two perspectives...Are you an aspiring Realtor (read that as working in a bull pen, getting to share a farm area, and working at a "big box" Brokerage)?

@Chris Piper and @Charles JonesHow about some feed back.

Read read read!

Thoughts that popped in my head as I read you post:Best practices for rentals?