You say you think the make sense, but you don't actually provide them.2) Second position?

I'm a software developer and very good with a spreadsheet and all, but I'm wondering if I could secure an experienced lender who not only can lend, but also provide advice on a deal like this from having financed similar situations before.Pointers to financial calculators for such an endevour and hotel/motel renovation-style lenders & contacts appreciated.Thanks,Matthew

It comes with beans (I would just keep those) and a protected carafe. 

They provide a format for calculating the bid but no real directions with it.

Did Wells Fargo require you to provide any local address?

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

I am already so thankful for the bigger pockets ecosystem in providing so much helpful information.

With no experience and not crazy strong personal finances to pledge to the bank/lender, its doubtful many banks/lenders will provide the construction loan on a spec build. 

Their responsibility is to the bank and client to provide a value to what they find on site.

I will not go all over town picking up cash payments as a small petite woman for security reasons and to protect my tenants interests in knowing that when they go to the bank they get certified documentation that they paid the full amount as opposed to me giving them a hand written receipt.