Its all about that consistency.   

Make sure to roll it out in the paint pan so it looks consistent over the whole roller before you go at the wall.You can blend the lines by going back over stuff you just rolled on with a roller that's mostly empty.

That is, the only thing consistent about a private loan is that there is no consistency.In addition, much as it bothers some, lenders will call themselves what they want (hard money, private money, asset based, etc…) and there are no strict, legal, or "official" definitions or guidelines.Traditionally, hard money loans are based upon the value of the asset that secures them.

Cap rates are only usefull for property types where you can get reliable cap rate comps.  99% of small residential owners don't keep records accurate enough to be comparable and they would also not compute consistently the same way to have valid meaning.

My question concerning crowd funding is how are some platforms accepting monies from non-accredited investors?

I work with a network of investors across the country and also the school for investors I attend teach us different exit strategies that really don't consist of using agents and most of the investors don't use agents.

So it's a win win platform. 

And keep in mind that a "vacation" might consist of visiting a family member & helping them build a deck.

I manage a restaurant and have a tenant that has consistently been paying late and has now stopped paying.

There are also a number of platforms that do things differently as far as skin in the game.