Especially during the bear markets, basics are the most important KPI.Reduce the amount of personal cash in the deal.Ensure that the property can provide enough cashflow consistently to sustain itself Wait for the best time to sellNever, ever, nevereverever, put yourself in a position that forces you to sell at the worst possible time.

These products have no income, taxes, or personal liability limits tied to the loan.

I personally invest as a member in a passive real estate investing club, where we all go in on these together to invest small amounts, and vet new deals together every month.

As well as guest room in the main house.These properties are all personally owned and obviously highly leveraged.

I use the following criteria: Applicants minimum requirements Policy:Applicant’s gross monthly income must equal approximately three times or more the monthly rent.Applicants must be employed and be able to furnish acceptable proof of the required income.Applicants must have a credit score at or above 600.Applicants must have good references concerning rental payment, housekeeping, and property maintenance from all previous Landlords.Applicants do not have a history containing evictions.Applicants do not have a history with felony convictions.

Personally, I perceive a fair amount of risk in the market.  

I was wondering if I should set up another personal bank account for all activities.

A few things to keep in mind: the entire operation must be outsourced, and neither you nor your immediate family members can't be involved as you are considered "disqualified persons."

I am looking to borrow 50k from equity in a 4 unit investment property to use as a downpayment on a personal residence. 

I was recently referred to First American Exchange Company by an attorney I trust.I'm happy to share the contact info, if you reach out (see my BP profile for how).