I have access to those and they help figure out the pace the project has been selling at and how much the builder might try to discount/ offer other things not mentioned by the sales rep.  

If you are dealing with a broker, you might want to check United Wholesale Mortgage (they don't have retail originators like Quicken) as they have a similar program and literally the best rates out there and they can do the same thing by lumping the MI into the payment.Just my .02

That's not to say that you can't find a loan that will not report, it's just my experience that these CCs show up on credit reports (I work in retail finance, so I see thousands of personal credit reports). 

Originally posted by @Jeremy Pace:@David Krulac oh man, I totally forgot about coal!

The differences with what we are doing and fixing and flipping retail is just a matter of material upgrades and finishes.

My company, based in Miami, is a kitchen cabinet/bathroom vanity retailer (we ship nationwide).

Unfortunately, it sounds like you have a realtor who is used to mainly retail business, and may not be aware of the extra needs of a wholesale investor. 

If you just go shopping on the retail market you can still grow over time, but it will likely take longer.

I agree with @Jeremy Pace 100%!

The difference is that in CA that $75k pig can be a $125k entry level home to a retail buyer where the pigs out of state don't have any upside.