I have a large sum of cash stuck in an online real estate platform lofty.ai.

Portfolio loans generally have higher minimum loan amounts. 

Carlos you could do a blanket loan or single asset loans / combination of both and/or sell some them. 

I found a bank that will give me a loan against the note.

The world’s easiest way to screen tenants, market your rental, receive applications and collect rent online."

I have a very odd situation:I basically bought a house for a friend of mine about a year ago and gave him a 5% interest only loan for the entire purchase/closing/renovation costs.Both he and I would like him to get more permanent financing.But, he does not have a social security number. 

DSCR loans can be expensive because of points, etc.

I have clients looking for lenders that don't require as much information to be submitted to be compliant with loans.  

It effects every aspect of the property and performance- the type of loans and insurance you need will change if you don't hold the property in your personal name. 

Here's some guidanceon finding your first deal:- Define Your Criteria- Explore Financing Options: Withyour budget for a down payment, you have several financing options to explore.Conventional loans typically require a 20-25% down payment, while FHA loans forowner-occupied multifamily properties may allow for a lower down payment,around 3.5%.