Is/are the loan(s) on the properties a high int rate?

John is it for Protection of assets or do you have other long term goals like getting a  Business Line Of Credit ?

Any recommendations for institutions that can extend a line of credit backed by a whole life policy?  

Check out other online guides available here: https://www.biggerpockets.com/guides3.

One fun fact to consider is that your first use of the VA loan does not come with the lending cap so if you did want to try and get a 4 unit on that first purchase you may be able to shoot a bit higher if you can qualify for the loan, which in VB may be your only avenue to multifamily without going toward the Norfolk area.

I have read dozens of reviews and forum posts on PMs in the Cleveland area.  

Based just on income and rent, he can't afford the unit long term, and he likely knows that.

Made this rent roll pro forma w NOI, would appreciate any insight from seasoned commercial investors AND any help on a loan.

I’m thrilled to join this vibrant group as a first-time homebuyer currently under contract on my first home! 

There are standard guidelines and on top of it lender has overlays on standard guidelines.