Are you selling notes, buying notes, refinancing your installment sales, are your deals consumer loans or commercial transactions?

Seller financing is alive and well for investors buying, not for selling to consumers however.First you can find MLS properties where the agent will mention that a seller may finance.Any ad for rent to own will more than likely be a scamming landlord, (finance, foreclose, rinse & repeat types) but they might sell to another investor which could keep them out of trouble.Sellers without a mortgage are ripe for seller financing, explain the advantage of earning interest while deferring gains.Just ask a seller if they'd like to make more on the deal earning a higher rate of interest than they will get from their savings account. 

Specifically, I'm interested in flipping modestly-priced single-family distressed properties in the Hartford County (Connecticut) area.I've read all of the "getting started" material and quite a few forums, and I've even drafted a business plan.

I have saved enough for a down payment and some modest repairs.

(I'd love to get off the conventional mortgage shnide altogether)Let me preface by saying that I work in film production which is a very time consuming job with 12-14 hour days 5 days a week, usually in remote locations, so I'm not doing a lot of driving for dollars..Some ideas I've been kicking around are:1. 

Managing everything with three this past summer was very time consuming while still having a full-time job and now we are talking about doubling.  

I was mentored on this path very modestly I will say.

I won't go into the issues of consumer lending and someone saying their loan is a commercial loan, that goes much deeper in loan classifications than simply trying to define a commercial loan as proceeds funded for any business purpose.

I'm not claiming that the federal government isn't involved in our economy (far from it), but the notion that the federal government directly sets interest rates that consumers see needs to be addressed whenever I see it. :) I predict day-to-day interest rate changes based on what the radio says Wall Street is doing when I'm on the way to work, not based on what the chairwoman of the Fed is up to.The government sets the funding fee and monthly mortgage insurance rate for government loans such as VA, FHA, and USDA because it's essentially a government sponsored insurance program (think: Medicare), but not the actual note rate.

Even if you could get into a modest 2 bed home, your rent income isn't going to help a long ways against your PITI.