TD bank predicted that the economic indicators they use have us on course to do well for the next decade.

Just your vitals and an indication of what you do.

Taking a 40 yr mortgage will give you a little more cash flow but unless you get a substantial discount on your interest rates the cash flow will be minimal at best, where as you take a 15 or 30 yr mortgage you will have more equity sooner so when you do sell you will profit moreexample on a $150k loanon a 30 yr loan at 7% your payment will be $997.95in 10 yrs you will have built up at least $21K paid off40yr loan your payments will be $932.15in 10 years you will have $10K paid offso IMHO that $60 extra in cash flow is not worth the 10 extra years...

Tax appraisals can be used as a very general indicator and that is about it.

Arguments can be made for less than 30% if the value of the house is high enough and/or repairs are minimal.

Basically nothing.You get $200 buck a month cash flowYou pay the mortgage if a tenant ever moves out on youYou don't have your money leveraged at all, so it's NOT working hard for you.Otherwise each has similar risks which are both minimal.

Not sitting at this cubicle I am at right now, if you haven't noticed, I've been posting a lot so that means I am doing minimal work, I am not even interested in...

I was at a RE seminar, they said the best strategy is don't have your name on none of the property's.In order to not get sued,and nor having getting tax like no other by the govt.They stated file your business as a coporation to take advantage of the tax ductions.Then Form a "Family Liability Partnership",and you make your coporation as a partner.To keep yourself seperated from such law suits,and such.Also do this chairaty thing,in order to not get capital gain tax.Another thing I'm asking is before you buy any property for a rental investment.What's your margin of safety strategy you use on all property's that will give you indicators to buy the property or not?

Its a condo.In the very same building, another unit exactly like mine that has minimal renovations done...its selling for 75K more than the purchase price of my condo.

The key for me is to select activities that will minimize that risk.