When I was driving around it was rough, police were out though a lot but it was rough.And a speculation:1- With the soccer stadium going in near it, the neighborhood's location between the 2 metros, and the low price to enter for young millennial's, do you think this will change the neighborhood?

Do you want the Million dollar homes in addition to the very low end?

That solves the variable interest rate problem and allows you to pay off the HELOC and use it for the next one.In addition, most HELOCs have very low fees.

The lenders will ask all your personal financial data anyway.But to answer your question - get the card that has cash back, no annual fees and low interest rates.

What options are out there for low or no money down deals? 

Purchase closing costs seem a little low, did you count the bank fees for the loan?

This morning I heard the low battery churp from the alarm upstairs so I came home after work with fresh batteries. 

6% means you will be almost fully rented (to me that's too low for a single unit.

It's nice to be able to get such thorough answers to my newb questions.I'm trying to think of the most effective ways of taking advantage of my equity and very low mortgage and interest rates of my current home to help get started investing.

“The book on investing in real estate with no (and low) money down” has already been so helpful and I haven’t even finished it!