tax advantages for multifamily investors fall around this concept of "real estate professional". i wouldn't touch life insurance for this purpose. 

Sold 4 small properties to 1031 into this large triplex.

One of the few multi family properties in this SF neighborhood that had gone up for sale in the last 3 years. 3 story on a large lot, 1952 build with great bones.

This reads like fraud. 

Unfortunately, I don't think it's realistic that you will find a generic commercial lease online that checks all the compliance boxes for your state, city, and county.There are limited service property managers that will do retail tenant placement (rather than full property management, which it seems like would be overkill for this one commercial unit you manage), and this would be included as part of that basket of services.You could also hire a lawyer, but I think that property management company will be more cost effective. 

Hope this helps!

Does this affect the DSCR in any way?

Would be helpful if you use them currently or have used them in the recent past to better be able to speak to the pros & cons of the company.I’m also likely going go need a reliable GC so if I’ll take those recommendations as well if you’ve got ‘em.Thank you all in advance.E.S.

@Omar Khan and @Scott Morongell do you have any further info on the do's and don'ts of this?

What made you interested in investing in this type of deal?