There are IRA and other designated IRA that can bring down your AGI.  2)If you make way over 150k, than I would suggest investing in a diversified property group with different outcomes (some rentals might not have a good future appreciation or in a bad area, but have a good cash flow that will absorb your other rental loss ). 3) Invest in other business as a passive investor where you can generate passive income.

I am brand new to Bigger Pockets and can't figure out how to put myself / profile into the hard money / commercial debt space of the boards.Can someone please lead me in the right direction?

I know that MF properties are valued by the revenue it generates but I still want to compare since we are reaching out directly to owners and dont want to go in completely blindsided.

Both of my grandfather's had single family rentals in their younger years and have encouraged me to look into rentals, which has lead me to Bigger Pockets I've been voraciously consuming old podcast episodes, the last few webinars, forums posts etc. 

You don’t know the choices that were made that have lead them to where they are at.

I already have a couple realtors sending me leads for single and multifamily houses, however I was considering doing the same with commercial brokers and trying to connect them/their deals with other investors and companies looking to buy.

Keep your personal desires out of your business decisions, they will always lead you down the wrong path. 

This inherently makes me worry about you getting unmotivated to buy your next one since this one likely won’t cash flow much per month, BUT if you’re patient and understand the purpose of the investment then this could still be a great deal because it will lead you into your next property where you cash flow much more.Like: So this deal doesn’t really fall into the normal type of property that I invest in because there is a lack of cash flow per month, but stay with me for a second.

I note that you asked specifically about “cash-flows”, which has multiple components each treated differently for tax purposes.In general, you can start with NOI, next you have debt service and cap ex, which can get you to cash-flows.The interest portion of your debt service is tax deductible (possible subject to limitations) and the principal portion is not because you get basis in the asset for the loan principal, which generates a depreciation deduction.Similarly, cap ex is generally not deductible currently but the expenditure is capitalized and depreciated, similar to the initial basis in the asset.In summary, you have cash and non-cash tax items that cause your taxable income to differ from your cash-flows and taxable income * tax rate determines your tax liability.

However, I am not sure if Its totally crazy to map out times to call all of these potential leads.