The United States started out as a country of hard working, self-sufficient individuals with a can-do attitude.

That is absolutely correct, which is why it is imperative to not only have proper contracts and disclosures, but to make proper financial choices to use this strategy only when the numbers work.

Banks, and mainly European banks, have large exposure to emerging market debt of all types through both sovereign, corporate and individual loans.

This is my concern and although it does not affect me personally, it does in a way because it potentially negatively affects innocent individuals, religious organizations and non-profits.Here is a link to back up what I have stated:http://www.npr.org/templates/story/story.php?

The HOA board would normally be composed of a few motivated individuals that are willing to serve and are elected (or chosed by defalt) by the rest of the owners.

I am a registered Republican by the way and was not happy with our election choices or outcome.

One looks at individuals developing entire shopping centers worth millions and it seems inconceivable that personal credit is more important than the equity that they can provide.And if personal credit IS important, how does one deal with it short of fixing it, waiting years, etc.?

Looking for a destination that offers some of the best watersports in the world including diving, kitesurfing, snorkeling, a vibrant nightlife, a choice of restaurants and cheap shopping at a fraction of European prices?

This time of year, people are going to be on vacation and distracted with personal business.Note I'm talking about individual properties.

My county lets you get individual information for specific properties, but charges a fee if you want a list of all filings each week.