If you are not going to occupy the property, you will be looking at 20-25% percent down payment...which will eat up your cash quickly...and if the property needs repairs, you have no cash to make repairs...reserves are important to think about as well.Your best bet sounds like a house hack in a small MF property if you want to be outside of the ghetto.

I focus on coc percent with a minimum of 100 per unit.

Tax planning and estate planning should be done before you have kids and should be done on a regular basis throughout your lifetime. 

My logic is that the cash I am getting is tax free so these returns are the equivalent of 16 to 24 percent pretax.

The ratio at almost any of these seminars is about 40 percent Inspiration, 40 percent perspiration and 20 percent information.

To me Id rather play it “safe” and take a 5.125 percent gain on my cash while also lowering my debt.

I spent all my capital on a 20 percent down payment.

They can add you to title as long as the percent they purchase/own in the new replacement property is equal to or greater than what they sold.  

Especially if you do take out an FHA loan, the payments will still be quite large, because the LTV will be quite large, so even a quarter of a percent can make a huge difference towards affordability. 

@Tom WagnerTom, is it 3.5 FHA better than 20 percent down if you have it?