I agree, HomeLine (https://homelinemn.org/speeches-trainings/landlord...) class for $50 was good educational investment.

Secured by the home itself, a HELOC offers a way to use the equity stored in the home at a lower interest rate than many other types of loans.HELOCs can be used for everything from home improvement projects to large purchases, educational expenses, or even debt consolidation/refinancing.

This site has been invaluable to my real estate education, and I'd like to take it to the next level with networking here as we get our feet wet in investing. 

Here are some response rates I can share from my pilot of 371 recipients, which I mailed up to 4 times over a 3-9 month period.

Because of the lower offer, I plan to have a very short option period.

I am a huge advocate for constantly educating myself through books, videos, seminars, and programs not just for real estate but for personal development and sell for film.

I am sure you put the holding period in to consideration when you did your numbers. 

The numbers above seem to make you a competitive buyer in the current FL 2018 market so I will actually buy something at that price with a 12% interest hard money loan, get it rented, eat the negative cash flow for during the seasoning period, and ultimately refi through a regular bank down to 5%.I will list the property addressI will list the bank used for refiI will put up my deal analysisMy property management search infoMy experience as a hard money borrower (Disclosure, I am a partner in the lender I will be using, but for this project, I will pay full freight as if I was a beginning borrower)I will put up all my expenses on the projectWhy should you pay attention to this thread?

PERIOD....no exceptions.

The best thing to do, is get educated enough to explain to private lenders how you will protect their investment with you.