Yes, if we need a loan it will be considered a commercial loan and an ARM (ouch on higher rates),  but this way liability rests with the holding company and not directly on us as individuals. 

Remember you don't have to own a property to control it.To find out about an area go to IREM.org search for ARM certified property managers.

The VHA program is only available to active duty or honorably separated veterans of the armed forces. 

(Digital or literal)

Fill in the foundation below.Check out the Start Here page http://www.biggerpockets.com/starthere To find a good property manager go to IREM.org search for ARM certified property managers.

I just almost closed a deal after rendering estimates on a tear-down project in san diego, the lot was 7000 sq ft, with existing utilities, and not to have dig it from scratch, gives in savings enormous amount of money.

With an eye to the future, should we really be buying in remote suburbs, or is that like investing in VHS rental shop in a digital age?

To my surprise the loan officer told me I would need a commercial loan and the best I could get was a 5 year ARM.

Then, armed with that, begin understand the financing rules we live under in RE.

I'm in the process of refinancing 3 loans with a lender, where the interest rate is 1.75% for a 1-year ARM.