The recent run up in rates combined with the lack of a substantial pricing correction has caused cash flow to substantially decrease, often going negative for many properties.If you buy and hold longterm the fundamentals still support real estate as a good investment: the Greater Boston population is growing and there is still a massive shortage of housing (as reflected in rent prices, now #2 nationally behind NYC).I think neighborhoods in the path of progress (Roxbury, East Boston, Roslindale, Watertown, Everett, etc) are well positioned to continue appreciating if viewed with a 10+ year lens.Good luck to you and others searching, and make sure you are working with an investor-focussed realtor to help you weigh all the factors that go into a successful house hack / investment.

I've been researching this idea for a while but then I realized with taking a personal loan it ruin your debt to income ratio; which decreases your ability to obtain a property through the bank. 

If jobs increase rental prices will increase hence keeping in balance the ratio , however due to invester sentiment the ratio will still decrease further .

@Mitch Messer wouldn't it be best to just try to decrease the interest?  

Income will be left as retained earnings for the LLC.You and your husband when filing the tax return will have a 25% decrease in income due to the management fees and any expenses related as Landlord.But as always, speak to your CPA.

Specifically, I purchased a sizable lot of approximately 30,000 square feet in the R1 zone, which included an older house that I have recently finished remodeling.My intention is to subdivide this land into three separate lots, but I have encountered challenges with my current land use consultant, who has proven to be inadequate for this particular task.

The next 3-12 months will be volatile and will likely see the median sales price decrease due to various factors including seasonality, higher interest rates, inflation, this year's property tax appraisal shock, etc.

I've come across an area in the midwest (avg home price 80-90k) where there's a slight population decrease, strong job market with relative good rental to purchase price ratio.

Assuming you’re only buying assets that will cashflow when you move out, and you’re running the calculation with at least 25% load for vacancy, maintenance, capex, and management, the property should actually decrease your DTI ratio making the next loan easier.Conventional financing. 

Please have a look at them to get more informationhttps://www.dubairent.com/studio-apartments-for-rent-in-dubaihttps://gulfbusness.com/revealed-where-dubai-property-rents-prices-decreased-most-h1-2018