There are also good neighborhoods nearby to pick up some investment properties, although 1% rule is going to be tough to hit and the $350-450k price range is going to be slim pickings and highly competitive (due to the affordability issue here the entry-level price range is far and away the highest demand market segment).

What is best/most affordable RVM system on market ?

There is great value in buying property, but in major metropolitan areas, I do not think there are many opportunities in these areas as of now (except in Chicago where affordability is rather low for a big city).

But if you can ONLY afford cheap high crime I’d venture you don’t... no offense. 

I encourage people to buy as many "doors" as they can afford. 

Buy yourself something you can live with for the next 5-10 years and can afford on your own if you need to and then rent out a couple of rooms.

How do we build more affordable housing in California?

Hi Jinyu,Depending on the lender they take a 30-40% of your total pre-tax income and take that number and tell you thats how much you can afford.

Remind them if they can't afford the rent, then they should give notice and look for a less expensive place. 

Huge need for affordable housing as well.