Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

In addition, I pay a 1,000 finders fee to anyone who tells me about an unlisted house that I buy.

I do work a full time job which is my primary income as well. 

Best solution would be finding a new PM that can just take care of all of this for an additional fee...

Personally for me, the idea of investing in real estate isn't really about getting "rich" so much as it is just about being well diversified and having multiple asset classes and possible additional sources of income streams (I know the pains of poverty, bankruptcy, and being unemployed).  

Not sure how to properly tell the tenant who's income doesn't support the rent that I do not want to resign the the lease with her. 

(The high bidder UW must have used in some part more favorable UW assumptions - either higher rental income or lower expenses.)3.

For income verification, I plan to obtain a copy of the employment contract.

I can't show income, but my credit is in the 650s.

The property is a 6-bedroom house with a separate ADU with 1 additional bedroom.